Insurance

Campmed Casualty & Indemnity Company, Inc. of MD

Campmed is a commercial insurance company domiciled in the State of Maryland with admitted status in the states of Florida, Maryland, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia and the District of Columbia. Campmed underwrites general and professional liability and product liability risks for the home health, skilled nursing facilities, assisted living facilities, durable medical equipment manufacturers and suppliers and other specialty healthcare markets.

The Company generally writes policies written on a claims made coverage form. The Company generally writes an aggregate multi-occurrence policy limit up to $3,000,000 dollars with an individual policy limit per occurrence of up to $1,000,000 dollars. Many policies, particularly those related to skilled nursing and assisted living risks, are written with smaller per occurrence and multi-occurrence limits.

The Company writes most of its business directly, ceding various percentages of the premium written to various quota-share reinsurers depending on the nature of the risk insured. Campmeds present quota-share reinsurers include HFIC, Providers Re and First Dakota Indemnity Company.

The Company has an excess of loss reinsurance arrangement with a Lloyds Syndicate, Health Facilities Insurance Company, Ltd. and Catlin for all losses in excess of $500,000 for all programs except the long-term care program. Lloyds and Catlin are both A-rated reinsurers. Health Facilities Insurance Corporation, Ltd (HFIC) is a wholly owned subsidiary of The Campania Group and is chartered and licensed in Bermuda.

DISCLOSURE

Products offered by CampMed not available on an admitted basis in most states. The downloadable applications are provided for licensed agents or brokers. CampMed does not sell insurance or solicit applications via the Internet. Policies, applications, and related information are provided solely for informational purposes. Coverages will vary depending on individual state law requirements and may be unavailable in some states. The policies, applications, and related information are subject to change without prior notice. The precise coverage afforded by any insurer is subject to the terms and conditions of the policies as issued. CampMed is not responsible for any manipulated, altered, revised, or printed versions of the information provided within this Web site or linked Web sites.