The Campania Group is a collection of wholly owned subsidiaries of Campania Holding Company, Inc., a closely held Virginia corporation formed specifically for the purpose of ownership. Whether it be underwriting, brokerage, or risk management and claims services, each subsidiary performs a unique insurance function critical to Campania's success as an organization.
Campania Insurance Agency is a licensed multi-line insurance agency. Operating in all fifty states, the Agency currently specializes in writing property and liability insurance protection for individuals and businesses in the healthcare field. We are in the process of expanding into non-healthcare related businesses and are considering the possibility of offering life and health insurance products to our current client base.
Operating nationwide gives us an advantage over a local agent with less experience in the healthcare field. We are an exclusive re-seller of an inland marine/property insurance product underwritten by the Chubb Group of Insurance Companies. This product is an excellent compliment to Campmed Casualty's NamesGuard product for durable medical equipment companies. It allows us to not only insure business personal property at the primary business location, but allows us to extend coverage on inventory to include property in-transit or at a client's home or office.
In addition to property coverage we offer both professional and general liability, including product liability coverage for medical-product manufacturer or distrbution operations, commercial auto, and workers' compensation. We current represent Chubb, Zurich, Safeco and Progressive, and we have established relationships with other insurance wholesalers when the needs of our clients require special insurance products and services.
Not all products are available in all states. If you have any further questions please contact Steve Dean at our Vienna, Virginia office. His number is 800-831-9506, and his extension is 811.
Campania Management Company, Inc. is an insurance risk management and claims management services company serving CampMed and non-affiliated insurance companies. Campania's risk management and claims staff includes professionals with legal, clinical practice and insurance experience. Most of Campania Management's work is related to providing risk management and claims management services for policies under programs insured or fronted by CampMed.
The Company believes that general liability and professional liability risk can be reduced through proactive clinical risk modification. The Company's risk management services are designed to heighten its client's awareness of situations giving rise to potential losses, educate them about ways to modify its clinical and operational procedures to reduce such losses, and assist them in implementing sound risk management practices.
Campmed is a commercial insurance company domiciled in the State of Maryland with admitted status in the states of Florida, Maryland, Pennsylvania, South Carolina, Tennessee, Virginia, West Virginia and the District of Columbia. Campmed underwrites general and professional liability and product liability risks for the home health, skilled nursing facilities, assisted living facilities, durable medical equipment manufacturers and suppliers and other specialty healthcare markets.
The Company generally writes policies on a claims made coverage form. The Company generally writes an aggregate multi-occurrence policy limit up to $3,000,000 dollars with an individual policy limit per occurrence of up to $1,000,000 dollars. Many policies, particularly those related to skilled nursing and assisted living risks, are written with smaller per occurrence and multi-occurrence limits.
The Company writes most of its business directly, ceding various percentages of the premium written to various quota-share reinsurers depending on the nature of the risk insured. Campmeds present quota-share reinsurers include HFIC, Providers Re and First Dakota Indemnity Company.
The Company has an excess of loss reinsurance arrangement with a Lloyds Syndicate, Health Facilities Insurance Company, Ltd. and Catlin for all losses in excess of $500,000 for all programs except the long-term care program. Lloyds and Catlin are both A-rated reinsurers. Health Facilities Insurance Corporation, Ltd (HFIC) is a wholly owned subsidiary of The Campania Group and is chartered and licensed in Bermuda.